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State Farm® Insurance Agent Nick Koeteman

Koeteman Ins and Fin Svcs Inc

3315 North Belt Highway
Saint Joseph, MO 64506

In between the Highway Patrol and East Ridge Car Wash

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Office Info


3315 North Belt Highway
Saint Joseph, MO 64506


About Me

Husband and Father of 4 wonderful children

Active Member of a Local Church

State Farm Agent since 2011

Northwest Missouri State University Graduate

Downtown Rotary Club

St. Joseph Metro Chamber of Commerce

Ambassador Travel Qualifier

Chairman's Circle Qualifier

SCMA Vice President's Club Qualifier

Out-of-state transfers to the St. Joseph, MO area

Free quotes on Car Insurance and Home Insurance

Proud to offer State Farm's full range of products

Offer Auto Insurance & Home Insurance in St. Joseph, Missouri

Offer St. Joseph, MO Renters & Motorcycle Insurance


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our mission is to help the city of Saint Joseph and the surrounding area manage the risks of everyday life, recover from the unexpected, and realize their dreams. We do this by offering excellent customer service and industry leading policies and accounts through State Farm. We focus on Auto Insurance and Home Insurance as well as Life Insurance, Health Insurance, and Financial Services

My team is amazing! Give us a call today. We would be happy to help!


Raegan Williams

Office Manager

Hi, there! My name is Raegan Williams. In the office, my primary role is office manager, while also assisting our current State Farm customers with their insurance policies and questions. I have been a part of the Nick Koeteman State Farm Team since April of 2016. I am licensed to assist customers with their auto, home, and life insurance policies. When I am not working, you can find me camping, boating, or spending time with my family and friends. I am ready and excited to help you with any of your insurance needs.

Ebony Carmichael State Farm Agent Team Member

Ebony Carmichael

Hello there! I am Ebony Carmichael, your friendly neighborhood State Farm team member at Nick Koeteman State Farm. I really enjoy helping others and being creative! Our office provides a wide range of insurance products and services to meet you at whatever stage of life you are in. Click, call or visit our office to discuss the available discounts for your Auto Insurance, Home Insurance, Renter’s Insurance, Condo Insurance, Supplemental Health Insurance, Life Insurance and Small Business Insurance.


Malisa Callaway

Customer Service Representative

I have been a team member at Nick Koeteman State farm since September 2020. Our office serves the Saint Joseph and surrounding areas. I enjoy servicing our policyholder’s needs and visiting with customers. When I am not at work you will find me with my family or camping. I look forward to meeting you!


Ray Mason

Account Representative

Hello there! I am Ray Mason, your friendly neighborhood State Farm team member. I am licensed in, Auto Insurance, Home Insurance, Life Insurance and Small Business Insurance. When I am not working, I enjoy spending time with my wife Lori, my children Caleb (20) and my daughter Baele (17), kayaking, and watching our favorite sports teams. With all the changes over the last year, it is important to make sure that you have the right coverage protection. Call, text, meet virtually or stop by the office for your insurance checkup


James Duvall

Account Associate

Available Positions

Click to view all of Nick's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.